Lender Gateway Layer
One integration surface to lender gateways and external vendors - the whole application goes out by API, and status and queries flow back into the same record, the way aggregator platforms already work. AI drafts the missing-information requests and submission notes automatically from the live application state.
We built this platform ourselves. It is here so you can see that we already know how your business works - and it can be delivered under your brand, or used as the starting point for modernising what you have.
See it running
Recorded from the working software. The customers and figures are examples.
What it does
Application pipeline
- One list - Every application shows its code, customer, loan type, amount, status and last update in a single view.
- Status progression - Applications move through lead received, info pending, qualifying, customer info provided, submitted to lender, approved and settled.
- Guarded transitions - Only the transitions available from the current status are offered, so a deal cannot skip a step.
Compliance
- A tab, not a ceremony - Credit guide, credit quote, privacy consent, identity and loan purpose are answered as part of the application, alongside its other sections.
- Completeness before submission - An application cannot be submitted until every item is answered, but there is no separate multi-step sign-off sequence to work through first.
- Answered state always visible - The Compliance tab shows what's answered and what isn't, with the count visible on the tab itself.
Submission & lender status
- Submit from the application - Matched lenders are selected and submitted to without leaving the deal, with a loading state through to a clear confirmation.
- Lender-side status flows back - Received, with credit team, with settlements team, settled - the same status a lender's own portal would show, kept current on the application.
- Lender queries land on the deal - A missing-information request from the lender shows against the submission and needs the broker's response before it clears.
Inside the platform
Screens from the working software, with example customers and figures.
Tap the screen to open it full size
AI-native, built in
The AI capabilities built into the Gateway, and what each one does. Nothing here is a bolt-on, and nothing reaches a client or a lender without a person approving it.
Missing information requests
AI-native and automatic: when an application is missing a compliance item or a core field, the platform drafts a request naming exactly what is still needed before it can be submitted, with no button to press. It is held as a draft - a person decides when it goes.
Submission narratives
The covering note that accompanies a submission is drafted from the application and its matching result, so what reaches the lender reads consistently every time.
Lender status in plain English
When a lender-side status update or missing-information request lands on a submission, a plain-English summary explains what has happened and whether the broker needs to act - written from the real transcript, regenerated the moment a new message arrives.
Now let us look at your platform
This one can be delivered under your brand, or it can simply be the proof that we understand the system you already run.
Delivery runs through Integration Delivery.